AMERICAN FUTURE SYSTEMS

Learn about this charge and why it appears on your credit card statement

Last updated: Sep 11, 2026
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Also Appears on Statements As:

  • AFS
  • Progressive Business Publications
  • Center for Education and Employment Law

What Is This Charge?

The FTC alleged that AFS was involved in a telemarketing scheme that targeted organizations with bogus subscription bills. Source: FTC press release, April 2023: Action by FTC and Pennsylvania Leads to Permanent Ban For Debt Collectors That Targeted Businesses, Non-Profits, First Responders (https://www.ftc.gov/news-events/news/press-releases/2023/04/action-ftc-pennsylvania-leads-permanent-ban-debt-collectors-targeted-businesses-non-profits-first)

Why You May Not Recognize This Charge

This charge descriptor was named in a regulatory enforcement action (FTC press release, April 2023: Action by FTC and Pennsylvania Leads to Permanent Ban For Debt Collectors That Targeted Businesses, Non-Profits, First Responders). If you see this charge on your statement and did not knowingly sign up for the product or service, review your statement for related charges, contact your card issuer to dispute the charge, and consider requesting a replacement card.

When Should You Be Concerned?

Consider reaching out to your bank or card issuer if you don't recognize this charge, didn't authorize it, or see it appear multiple times without explanation. We don't determine whether a charge is fraudulent — only your bank or the merchant can do that.

What to Do Next

  1. Check your recent purchases and receipts to see if the charge matches anything you bought.
  2. Contact your bank or credit card company if you don't recognize the charge — they can help verify it or dispute it.
  3. Monitor your account for any additional unusual activity.

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Also Appears on Statements As

CHKCARD AMERICAN FUTURE SYSTEMS
CHECKCARD AMERICAN FUTURE SYSTEMS
POS Debit AMERICAN FUTURE SYSTEMS
POS PUR AMERICAN FUTURE SYSTEMS
POS PURCH AMERICAN FUTURE SYSTEMS
POS PURCHASE AMERICAN FUTURE SYSTEMS
POS REFUND AMERICAN FUTURE SYSTEMS
PRE-AUTH AMERICAN FUTURE SYSTEMS
PENDING AMERICAN FUTURE SYSTEMS
Visa Check Card AMERICAN FUTURE SYSTEMS
Misc. Debit AMERICAN FUTURE SYSTEMS