Disclaimer

1. Informational Purpose Only

The information provided on CreditCardChargeFinder.com is for general informational purposes only. Our platform is a community-driven database that aggregates user-submitted information about credit card charges. We do not provide:

• Financial advice or recommendations
• Legal advice or legal opinions
• Professional financial services
• Guarantees about the legitimacy or fraudulence of any charge

You should not rely on information from our website as a substitute for professional financial, legal, or other professional advice.

2. No Guarantee of Accuracy

While we strive to provide accurate and up-to-date information, we cannot guarantee the accuracy, completeness, reliability, or timeliness of any information on our website. The information is provided "as is" without warranty of any kind.

Information on our platform comes from community members and may include:

• User-submitted charge descriptions
• Community comments and experiences
• Fraud reports from users
• General information about common charges

This information may be incomplete, outdated, or incorrect. Always verify charges directly with merchants and your financial institutions.

3. Not a Fraud Detection Service

CreditCardChargeFinder.com is not a fraud detection or prevention service. We do not:

• Monitor your credit card transactions
• Alert you to suspicious activity on your accounts
• Provide real-time fraud detection
• Guarantee that charges listed as fraudulent are actually fraudulent
• Guarantee that charges listed as legitimate are actually legitimate

If you suspect fraudulent activity on your credit card, you must contact your credit card issuer immediately. Do not rely solely on information from our website.

4. User-Generated Content

Much of the content on our website is generated by users. We do not verify, endorse, or guarantee the accuracy of user-submitted content, including:

• Charge descriptions and details
• Comments and experiences shared by users
• Fraud reports and allegations
• Merchant information and identifications

User-generated content represents the opinions and experiences of individual users and may not reflect the actual nature of a charge. Use this information at your own discretion.

5. No Liability for Financial Decisions

CreditCardChargeFinder.com and its operators, employees, and affiliates are not responsible for any financial decisions you make based on information from our website. This includes, but is not limited to:

• Decisions to dispute or not dispute charges
• Actions taken with credit card issuers or merchants
• Financial losses resulting from reliance on our information
• Missed opportunities to report actual fraud
• False fraud reports based on our information

You are solely responsible for your financial decisions and actions.

6. Third-Party Information

Our website may contain information about third parties, including merchants, financial institutions, and other entities. We do not:

• Endorse or recommend any third-party services or products
• Have relationships with merchants or financial institutions
• Verify the accuracy of information about third parties
• Guarantee the legitimacy of any merchant or service

Any information about third parties is provided for informational purposes only and should not be construed as an endorsement or recommendation.

7. No Professional Relationship

Use of our website does not create a professional, fiduciary, or advisory relationship between you and CreditCardChargeFinder.com. We are not your financial advisor, legal counsel, or professional service provider.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CREDITCARDCHARGEFINDER.COM AND ITS OPERATORS, EMPLOYEES, AFFILIATES, AND AGENTS SHALL NOT BE LIABLE FOR:

• Any direct, indirect, incidental, special, or consequential damages
• Financial losses resulting from use of our information
• Errors or omissions in the information provided
• Decisions made based on information from our website
• Loss of data, profits, or business opportunities

Your use of our website is at your own risk.

9. What You Should Do

When you encounter an unknown or suspicious charge on your credit card statement:

1. Contact your credit card issuer immediately - They can help you verify the charge and take appropriate action
2. Contact the merchant directly - Many charges can be explained by contacting the merchant
3. Review your records - Check receipts, emails, and other records to identify the charge
4. Use our website as a reference only - Our information can help guide your investigation but should not be your sole source of information
5. Consult professionals when needed - For serious financial or legal matters, consult with appropriate professionals

10. Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting to our website. Your continued use of our website after changes are posted constitutes acceptance of the modified disclaimer.

11. Acceptance of Terms

By using CreditCardChargeFinder.com, you acknowledge that you have read, understood, and agree to be bound by this disclaimer. If you do not agree with any part of this disclaimer, you must not use our website.

12. Contact Information

If you have questions about this disclaimer, please contact us at: