Community Guidelines
Help us build a helpful, accurate, and respectful community by following these guidelines when contributing to CreditCardChargeFinder.com.
Our Community Mission
CreditCardChargeFinder.com is built on the principle of helping others. Our community works together to:
- Provide accurate information about credit card charges
- Help users identify legitimate vs. fraudulent charges
- Share experiences in a respectful and helpful manner
- Build a comprehensive database that benefits everyone
What to Do
Be Accurate and Truthful
- Only report charges you have actually seen on your statement
- Provide accurate information about charge amounts, dates, and descriptors
- Verify charges with merchants before marking them as fraudulent
- Correct any mistakes you notice in your submissions
Be Helpful and Detailed
- Include as much relevant information as possible (amount, date, merchant name)
- Explain what the charge is for if you know
- Share your experience to help others understand the charge
- Provide context that might help others identify similar charges
Be Respectful
- Treat all community members with respect and kindness
- Use appropriate language and tone in comments
- Respect different opinions and experiences
- Help newcomers understand how to use the platform
Be Responsible
- Only mark charges as fraudulent if you've confirmed with your bank
- Contact merchants directly before assuming a charge is fraudulent
- Report inappropriate content or behavior
- Follow up on your submissions if you learn new information
What Not to Do
Don't Post False Information
- Don't submit charges you haven't actually seen
- Don't make up or guess information about charges
- Don't mark charges as fraudulent without verification
- Don't spread rumors or unverified claims
Don't Spam or Advertise
- Don't post promotional content or advertisements
- Don't include affiliate links or referral codes
- Don't post the same information repeatedly
- Don't use the platform for commercial purposes
Don't Harass or Abuse
- Don't use offensive, abusive, or discriminatory language
- Don't harass, threaten, or intimidate other users
- Don't post personal information about others
- Don't engage in trolling or disruptive behavior
Don't Violate Privacy
- Don't post full credit card numbers or account numbers
- Don't share sensitive personal information
- Don't post information about other people's accounts
- Don't include information that could identify specific individuals
Don't Misuse the Platform
- Don't use automated systems to scrape or post content
- Don't attempt to manipulate or game the system
- Don't create multiple accounts to spam or abuse
- Don't violate any applicable laws or regulations
Comment Guidelines
Good Comments Include:
- Clear explanation of what the charge is for
- Your personal experience with the charge
- Helpful context or additional information
- Confirmation of legitimacy or fraud (if verified)
- Constructive feedback that helps others
Comments Should Avoid:
- Unverified accusations of fraud
- Personal attacks or insults
- Off-topic discussions
- Repetitive or spam-like content
- Medical, legal, or financial advice
Reporting Fraudulent Charges
When reporting a charge as fraudulent on our platform:
- Only report if confirmed: Only mark a charge as fraudulent if you've confirmed it with your credit card issuer
- Provide details: Include the date you discovered the fraud and any relevant information
- Be specific: Explain why you believe the charge is fraudulent
- Update if resolved: If you later discover the charge was legitimate, update your comment
Important: Always contact your credit card issuer first before reporting fraud on our platform. Our platform is for informational purposes and should not replace direct communication with your bank.
Enforcement
We reserve the right to:
- Remove or edit content that violates these guidelines
- Suspend or ban users who repeatedly violate the guidelines
- Take legal action in cases of serious violations
- Modify these guidelines as needed to maintain a helpful community
Violations may result in warnings, temporary suspensions, or permanent bans, depending on the severity and frequency of the violation.
Questions or Concerns?
If you have questions about these guidelines or need to report a violation, please:
- Review our FAQ page for common questions
- Check our Terms of Service for detailed policies
- Contact us if you need assistance or want to report a violation
Thank You!
By following these guidelines, you help make CreditCardChargeFinder.com a valuable resource for everyone. Your contributions help protect others and build a stronger, more informed community.