BCO CONSULTING

Learn about this charge and why it appears on your credit card statement

Last updated: Sep 11, 2026
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This Charge Has Been Reported for Unauthorized Billing

This charge descriptor has been linked to consumer reports of unauthorized billing or to regulatory enforcement actions — see the details and sources below. If you did not knowingly sign up for this product or service, contact your card issuer to dispute the charge and consider requesting a replacement card.

Also Appears on Statements As:

  • BCO Consulting Services Inc.

What Is This Charge?

The FTC alleged that BCO Consulting Services Inc. misled consumers into believing they were enrolled in legitimate loan repayment programs and pocketed their payments. Source: FTC press release, May 2023: FTC Stops Student Loan Debt Relief Schemes that it Says Bilked Students Out of Millions (https://www.ftc.gov/news-events/news/press-releases/2023/05/ftc-stops-student-loan-debt-relief-schemes-it-says-bilked-students-out-millions)

Why You May Not Recognize This Charge

This charge descriptor was named in a regulatory enforcement action (FTC press release, May 2023: FTC Stops Student Loan Debt Relief Schemes that it Says Bilked Students Out of Millions). If you see this charge on your statement and did not knowingly sign up for the product or service, review your statement for related charges, contact your card issuer to dispute the charge, and consider requesting a replacement card.

When Should You Be Concerned?

Consider reaching out to your bank or card issuer if you don't recognize this charge, didn't authorize it, or see it appear multiple times without explanation. We don't determine whether a charge is fraudulent — only your bank or the merchant can do that.

What to Do Next

  1. Check your recent purchases and receipts to see if the charge matches anything you bought.
  2. Contact your bank or credit card company if you don't recognize the charge — they can help verify it or dispute it.
  3. Monitor your account for any additional unusual activity.

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Also Appears on Statements As

CHKCARD BCO CONSULTING
CHECKCARD BCO CONSULTING
POS Debit BCO CONSULTING
POS PUR BCO CONSULTING
POS PURCH BCO CONSULTING
POS PURCHASE BCO CONSULTING
POS REFUND BCO CONSULTING
PRE-AUTH BCO CONSULTING
PENDING BCO CONSULTING
Visa Check Card BCO CONSULTING
Misc. Debit BCO CONSULTING