COBS GERNY 212-7146655 NY

Learn about this charge and why it appears on your credit card statement

First seen: Jul 3, 2026
Last updated: Jul 3, 2026
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What Is This Charge?

This charge likely represents a transaction at a convenience store or gas station, possibly located in New York. The descriptor 'COBS GERNY' may refer to the specific store name or brand, while the phone number included could indicate customer service for inquiries related to the charge.

Why You May Not Recognize This Charge

The descriptor includes an abbreviation ('COBS') that may not be easily recognizable, and the phone number may appear unfamiliar. Additionally, location codes and the specific format of the charge can lead to confusion for the cardholder.

When Should You Be Concerned?

Consider reaching out to your bank or card issuer if you don't recognize this charge, didn't authorize it, or see it appear multiple times without explanation. We don't determine whether a charge is fraudulent — only your bank or the merchant can do that.

What to Do Next

  1. Check your recent purchases and receipts to see if the charge matches anything you bought.
  2. Contact your bank or credit card company if you don't recognize the charge — they can help verify it or dispute it.
  3. Monitor your account for any additional unusual activity.

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Also Appears on Statements As

CHKCARD COBS GERNY 212-7146655 NY
CHECKCARD COBS GERNY 212-7146655 NY
POS Debit COBS GERNY 212-7146655 NY
POS PUR COBS GERNY 212-7146655 NY
POS PURCH COBS GERNY 212-7146655 NY
POS PURCHASE COBS GERNY 212-7146655 NY
POS REFUND COBS GERNY 212-7146655 NY
PRE-AUTH COBS GERNY 212-7146655 NY
PENDING COBS GERNY 212-7146655 NY
Visa Check Card COBS GERNY 212-7146655 NY
Misc. Debit COBS GERNY 212-7146655 NY