COBS GERNY 212-7146655 NY
Learn about this charge and why it appears on your credit card statement
First seen: 7/3/2026
Last updated: 7/3/2026
0 user reports
What Is This Charge?
The charge likely refers to a transaction with COBS, a bakery and café chain known for offering fresh baked goods, sandwiches, and coffee. The location indicated by 'GERNY' suggests it may be a specific outlet in New York, and the phone number included may be for contacting the store directly.
Why You May Not Recognize This Charge
The descriptor includes an abbreviation 'COBS' which may not be immediately recognizable to customers unfamiliar with the brand. Additionally, the phone number format and location code 'NY' could contribute to confusion, particularly if the customer does not recall visiting that specific location.
When Should You Be Concerned?
Consider reaching out to your bank or card issuer if you don't recognize this charge, didn't authorize it, or see it appear multiple times without explanation. We don't determine whether a charge is fraudulent — only your bank or the merchant can do that.
What to Do Next
- Check your recent purchases and receipts to see if the charge matches anything you bought.
- Contact your bank or credit card company if you don't recognize the charge — they can help verify it or dispute it.
- Monitor your account for any additional unusual activity.
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Also Appears on Statements As
CHKCARD COBS GERNY 212-7146655 NY
CHECKCARD COBS GERNY 212-7146655 NY
POS Debit COBS GERNY 212-7146655 NY
POS PUR COBS GERNY 212-7146655 NY
POS PURCH COBS GERNY 212-7146655 NY
POS PURCHASE COBS GERNY 212-7146655 NY
POS REFUND COBS GERNY 212-7146655 NY
PRE-AUTH COBS GERNY 212-7146655 NY
PENDING COBS GERNY 212-7146655 NY
Visa Check Card COBS GERNY 212-7146655 NY
Misc. Debit COBS GERNY 212-7146655 NY