FIRST AMERICAN
Learn about this charge and why it appears on your credit card statement
Also Appears on Statements As:
- First American Payment Systems
- Eliot Management Group
- Think Point Financial
What Is This Charge?
The FTC alleged that First American engaged in deceptive practices by making unauthorized withdrawals from small businesses' accounts and imposing surprise fees. Source: FTC press release, July 2022: FTC Takes Action to Stop Payment Processor First American from Trapping Small Businesses with Surprise Exit Fees and Zombie Charges (https://www.ftc.gov/news-events/news/press-releases/2022/07/ftc-takes-action-stop-payment-processor-first-american-trapping-small-businesses-surprise-exit-fees)
Why You May Not Recognize This Charge
When Should You Be Concerned?
Consider reaching out to your bank or card issuer if you don't recognize this charge, didn't authorize it, or see it appear multiple times without explanation. We don't determine whether a charge is fraudulent — only your bank or the merchant can do that.
What to Do Next
- Check your recent purchases and receipts to see if the charge matches anything you bought.
- Contact your bank or credit card company if you don't recognize the charge — they can help verify it or dispute it.
- Monitor your account for any additional unusual activity.