INSTACART

Learn about this charge and why it appears on your credit card statement

Last updated: Sep 10, 2026
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Also Appears on Statements As:

  • Instacart+
  • Maplebear Inc.

What Is This Charge?

The FTC alleged that Instacart charged consumers for its subscription service without their express informed consent. Source: FTC press release, December 2025: Instacart to Pay $60 Million in Consumer Refunds to Settle FTC Lawsuit Over Allegations it Engaged in Deceptive Tactics (https://www.ftc.gov/news-events/news/press-releases/2025/12/instacart-pay-60-million-consumer-refunds-settle-ftc-lawsuit-over-allegations-it-engaged-deceptive)

Why You May Not Recognize This Charge

This charge descriptor was named in a regulatory enforcement action (FTC press release, December 2025: Instacart to Pay $60 Million in Consumer Refunds to Settle FTC Lawsuit Over Allegations it Engaged in Deceptive Tactics). If you see this charge on your statement and did not knowingly sign up for the product or service, review your statement for related charges, contact your card issuer to dispute the charge, and consider requesting a replacement card.

When Should You Be Concerned?

Consider reaching out to your bank or card issuer if you don't recognize this charge, didn't authorize it, or see it appear multiple times without explanation. We don't determine whether a charge is fraudulent — only your bank or the merchant can do that.

What to Do Next

  1. Check your recent purchases and receipts to see if the charge matches anything you bought.
  2. Contact your bank or credit card company if you don't recognize the charge — they can help verify it or dispute it.
  3. Monitor your account for any additional unusual activity.

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Also Appears on Statements As

CHKCARD INSTACART
CHECKCARD INSTACART
POS Debit INSTACART
POS PUR INSTACART
POS PURCH INSTACART
POS PURCHASE INSTACART
POS REFUND INSTACART
PRE-AUTH INSTACART
PENDING INSTACART
Visa Check Card INSTACART
Misc. Debit INSTACART