KP COMMERCE

Learn about this charge and why it appears on your credit card statement

Last updated: Sep 10, 2026
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This Charge Has Been Reported for Unauthorized Billing

This charge descriptor has been linked to consumer reports of unauthorized billing or to regulatory enforcement actions — see the details and sources below. If you did not knowingly sign up for this product or service, contact your card issuer to dispute the charge and consider requesting a replacement card.

Also Appears on Statements As:

  • KP Commerce, LLC

What Is This Charge?

The FTC alleged that KP Commerce participated in unauthorized billing schemes that charged consumers for products they never intended to buy. Source: FTC press release, December 2025: FTC Sends More Than $27.6 Million to Consumers Harmed by Unauthorized Billing Schemes (https://www.ftc.gov/news-events/news/press-releases/2025/12/ftc-sends-more-276-million-consumers-harmed-unauthorized-billing-schemes)

Why You May Not Recognize This Charge

This charge descriptor was named in a regulatory enforcement action (FTC press release, December 2025: FTC Sends More Than $27.6 Million to Consumers Harmed by Unauthorized Billing Schemes). If you see this charge on your statement and did not knowingly sign up for the product or service, review your statement for related charges, contact your card issuer to dispute the charge, and consider requesting a replacement card.

When Should You Be Concerned?

Consider reaching out to your bank or card issuer if you don't recognize this charge, didn't authorize it, or see it appear multiple times without explanation. We don't determine whether a charge is fraudulent — only your bank or the merchant can do that.

What to Do Next

  1. Check your recent purchases and receipts to see if the charge matches anything you bought.
  2. Contact your bank or credit card company if you don't recognize the charge — they can help verify it or dispute it.
  3. Monitor your account for any additional unusual activity.

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Also Appears on Statements As

CHKCARD KP COMMERCE
CHECKCARD KP COMMERCE
POS Debit KP COMMERCE
POS PUR KP COMMERCE
POS PURCH KP COMMERCE
POS PURCHASE KP COMMERCE
POS REFUND KP COMMERCE
PRE-AUTH KP COMMERCE
PENDING KP COMMERCE
Visa Check Card KP COMMERCE
Misc. Debit KP COMMERCE