LOAN PROTECTION PLUS

Learn about this charge and why it appears on your credit card statement

First seen: 12/8/2025
Last updated: 12/8/2025
2 user reports

What Is This Charge?

This charge is commonly reported as fraudulent or suspicious, potentially related to a recurring subscription or membership billing for loan protection services. Such services may offer coverage for loan payments in case of unforeseen circumstances, but the legitimacy of this charge is highly questionable due to its frequent association with fraud.

Why You May Not Recognize This Charge

This charge pattern is commonly associated with fraud or suspicious activity, which may lead to confusion on statements. Factors such as abbreviated names, vague descriptions, or variations in the merchant name can make it difficult for consumers to recognize this charge. Additionally, recurring charges can sometimes appear unexpectedly, especially if the customer did not recall signing up for such a service.

Is This Charge Legitimate?

Help the community by voting based on your experience

Legitimate
0 votes (0%)
Fraudulent
2 votes (100%)

When Should You Be Concerned?

Consider reaching out to your bank or card issuer if you don't recognize this charge, didn't authorize it, or see it appear multiple times without explanation. We don't determine whether a charge is fraudulent — only your bank or the merchant can do that.

What to Do Next

  1. Check your recent purchases and receipts to see if the charge matches anything you bought.
  2. Contact your bank or credit card company if you don't recognize the charge — they can help verify it or dispute it.
  3. Monitor your account for any additional unusual activity.

Community Feedback

2 reported as suspicious
CC Finderr12/8/2025
Fraudulent

AI analysis has flagged this charge as potentially fraudulent or suspicious based on the charge description and patterns.

CC Finderr12/8/2025
Fraudulent

This charge has been flagged as commonly reported fraudulent or suspicious. Commonly reported suspicious charge related to recurring subscription or membership billing.

Add Your Experience

Also Appears on Statements As

CHKCARD LOAN PROTECTION PLUS
CHECKCARD LOAN PROTECTION PLUS
POS Debit LOAN PROTECTION PLUS
POS PUR LOAN PROTECTION PLUS
POS PURCH LOAN PROTECTION PLUS
POS PURCHASE LOAN PROTECTION PLUS
POS REFUND LOAN PROTECTION PLUS
PRE-AUTH LOAN PROTECTION PLUS
PENDING LOAN PROTECTION PLUS
Visa Check Card LOAN PROTECTION PLUS
Misc. Debit LOAN PROTECTION PLUS