NATIONAL SECURE PROCESSING

Learn about this charge and why it appears on your credit card statement

Last updated: Sep 15, 2026
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This Charge Has Been Reported for Unauthorized Billing

This charge descriptor has been linked to consumer reports of unauthorized billing or to regulatory enforcement actions — see the details and sources below. If you did not knowingly sign up for this product or service, contact your card issuer to dispute the charge and consider requesting a replacement card.

Also Appears on Statements As:

  • Heritage Asset Management, Inc.

What Is This Charge?

The FTC alleged that National Secure Processing falsely claimed to provide debt relief services and charged illegal upfront fees. Source: FTC press release, July 2020: Court Rules in FTC’s Favor Against Student Debt Relief Scammers (https://www.ftc.gov/news-events/news/press-releases/2020/07/court-rules-ftcs-favor-against-student-debt-relief-scammers)

Why You May Not Recognize This Charge

This charge descriptor was named in a regulatory enforcement action (FTC press release, July 2020: Court Rules in FTC’s Favor Against Student Debt Relief Scammers). If you see this charge on your statement and did not knowingly sign up for the product or service, review your statement for related charges, contact your card issuer to dispute the charge, and consider requesting a replacement card.

When Should You Be Concerned?

Consider reaching out to your bank or card issuer if you don't recognize this charge, didn't authorize it, or see it appear multiple times without explanation. We don't determine whether a charge is fraudulent — only your bank or the merchant can do that.

What to Do Next

  1. Check your recent purchases and receipts to see if the charge matches anything you bought.
  2. Contact your bank or credit card company if you don't recognize the charge — they can help verify it or dispute it.
  3. Monitor your account for any additional unusual activity.

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Also Appears on Statements As

CHKCARD NATIONAL SECURE PROCESSING
CHECKCARD NATIONAL SECURE PROCESSING
POS Debit NATIONAL SECURE PROCESSING
POS PUR NATIONAL SECURE PROCESSING
POS PURCH NATIONAL SECURE PROCESSING
POS PURCHASE NATIONAL SECURE PROCESSING
POS REFUND NATIONAL SECURE PROCESSING
PRE-AUTH NATIONAL SECURE PROCESSING
PENDING NATIONAL SECURE PROCESSING
Visa Check Card NATIONAL SECURE PROCESSING
Misc. Debit NATIONAL SECURE PROCESSING