SEPTA XRQ11OTHNIF2 0PHILADELPHIA PA

Learn about this charge and why it appears on your credit card statement

First seen: 7/13/2024
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What Is This Charge?

SEPTA, the Southeastern Pennsylvania Transportation Authority, is responsible for public transportation in Philadelphia and the surrounding areas. They provide various transit services including buses, trains, and trolleys to facilitate travel within the region.

Why You May Not Recognize This Charge

This charge may not be recognized because it includes an abbreviated name (SEPTA) and a transaction identifier (XRQ11OTHNIF2), which can cause confusion. Additionally, the location code 'PHILADELPHIA PA' may not directly connect to the commonly known name of the transportation authority.

When Should You Be Concerned?

Consider reaching out to your bank or card issuer if you don't recognize this charge, didn't authorize it, or see it appear multiple times without explanation. We don't determine whether a charge is fraudulent — only your bank or the merchant can do that.

What to Do Next

  1. Check your recent purchases and receipts to see if the charge matches anything you bought.
  2. Contact your bank or credit card company if you don't recognize the charge — they can help verify it or dispute it.
  3. Monitor your account for any additional unusual activity.

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Also Appears on Statements As

CHKCARD SEPTA XRQ11OTHNIF2 0PHILADELPHIA PA
CHECKCARD SEPTA XRQ11OTHNIF2 0PHILADELPHIA PA
POS Debit SEPTA XRQ11OTHNIF2 0PHILADELPHIA PA
POS PUR SEPTA XRQ11OTHNIF2 0PHILADELPHIA PA
POS PURCH SEPTA XRQ11OTHNIF2 0PHILADELPHIA PA
POS PURCHASE SEPTA XRQ11OTHNIF2 0PHILADELPHIA PA
POS REFUND SEPTA XRQ11OTHNIF2 0PHILADELPHIA PA
PRE-AUTH SEPTA XRQ11OTHNIF2 0PHILADELPHIA PA
PENDING SEPTA XRQ11OTHNIF2 0PHILADELPHIA PA
Visa Check Card SEPTA XRQ11OTHNIF2 0PHILADELPHIA PA
Misc. Debit SEPTA XRQ11OTHNIF2 0PHILADELPHIA PA