SEPTA XRQ11OTHNIF2 0PHILADELPHIA PA
Learn about this charge and why it appears on your credit card statement
First seen: Jul 13, 2024
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What Is This Charge?
This charge likely represents a transaction with SEPTA, the Southeastern Pennsylvania Transportation Authority. SEPTA provides public transit services including buses, trains, and subways in the Philadelphia area.
Why You May Not Recognize This Charge
The descriptor includes an abbreviation (SEPTA) and a possibly confusing format that includes letters and numbers (XRQ11OTHNIF2) which can make it less recognizable. Additionally, the location code 'PHILADELPHIA PA' could lead to confusion for those unfamiliar with the area.
When Should You Be Concerned?
Consider reaching out to your bank or card issuer if you don't recognize this charge, didn't authorize it, or see it appear multiple times without explanation. We don't determine whether a charge is fraudulent — only your bank or the merchant can do that.
What to Do Next
- Check your recent purchases and receipts to see if the charge matches anything you bought.
- Contact your bank or credit card company if you don't recognize the charge — they can help verify it or dispute it.
- Monitor your account for any additional unusual activity.
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Also Appears on Statements As
CHKCARD SEPTA XRQ11OTHNIF2 0PHILADELPHIA PA
CHECKCARD SEPTA XRQ11OTHNIF2 0PHILADELPHIA PA
POS Debit SEPTA XRQ11OTHNIF2 0PHILADELPHIA PA
POS PUR SEPTA XRQ11OTHNIF2 0PHILADELPHIA PA
POS PURCH SEPTA XRQ11OTHNIF2 0PHILADELPHIA PA
POS PURCHASE SEPTA XRQ11OTHNIF2 0PHILADELPHIA PA
POS REFUND SEPTA XRQ11OTHNIF2 0PHILADELPHIA PA
PRE-AUTH SEPTA XRQ11OTHNIF2 0PHILADELPHIA PA
PENDING SEPTA XRQ11OTHNIF2 0PHILADELPHIA PA
Visa Check Card SEPTA XRQ11OTHNIF2 0PHILADELPHIA PA
Misc. Debit SEPTA XRQ11OTHNIF2 0PHILADELPHIA PA