STUDENT ADVOCATES TEAM

Learn about this charge and why it appears on your credit card statement

Last updated: Sep 15, 2026
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This Charge Has Been Reported for Unauthorized Billing

This charge descriptor has been linked to consumer reports of unauthorized billing or to regulatory enforcement actions — see the details and sources below. If you did not knowingly sign up for this product or service, contact your card issuer to dispute the charge and consider requesting a replacement card.

Also Appears on Statements As:

  • Progress Advocates Group
  • Student Advocates Group
  • Assurance Solution Services

What Is This Charge?

The FTC alleged that Student Advocates Team engaged in deceptive practices similar to those of MBV, charging consumers up to $1,400. Source: FTC press release, September 2019: FTC Takes Action against Operators of Student Loan Debt Relief Schemes and the Financing Company that Assisted Them (https://www.ftc.gov/news-events/news/press-releases/2019/09/ftc-takes-action-against-operators-student-loan-debt-relief-schemes-financing-company-assisted-them)

Why You May Not Recognize This Charge

This charge descriptor was named in a regulatory enforcement action (FTC press release, September 2019: FTC Takes Action against Operators of Student Loan Debt Relief Schemes and the Financing Company that Assisted Them). If you see this charge on your statement and did not knowingly sign up for the product or service, review your statement for related charges, contact your card issuer to dispute the charge, and consider requesting a replacement card.

When Should You Be Concerned?

Consider reaching out to your bank or card issuer if you don't recognize this charge, didn't authorize it, or see it appear multiple times without explanation. We don't determine whether a charge is fraudulent — only your bank or the merchant can do that.

What to Do Next

  1. Check your recent purchases and receipts to see if the charge matches anything you bought.
  2. Contact your bank or credit card company if you don't recognize the charge — they can help verify it or dispute it.
  3. Monitor your account for any additional unusual activity.

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Also Appears on Statements As

CHKCARD STUDENT ADVOCATES TEAM
CHECKCARD STUDENT ADVOCATES TEAM
POS Debit STUDENT ADVOCATES TEAM
POS PUR STUDENT ADVOCATES TEAM
POS PURCH STUDENT ADVOCATES TEAM
POS PURCHASE STUDENT ADVOCATES TEAM
POS REFUND STUDENT ADVOCATES TEAM
PRE-AUTH STUDENT ADVOCATES TEAM
PENDING STUDENT ADVOCATES TEAM
Visa Check Card STUDENT ADVOCATES TEAM
Misc. Debit STUDENT ADVOCATES TEAM