STUDENT DEBT DOCTOR

Learn about this charge and why it appears on your credit card statement

Last updated: Sep 10, 2026
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This Charge Has Been Reported for Unauthorized Billing

This charge descriptor has been linked to consumer reports of unauthorized billing or to regulatory enforcement actions — see the details and sources below. If you did not knowingly sign up for this product or service, contact your card issuer to dispute the charge and consider requesting a replacement card.

What Is This Charge?

The FTC alleged that the company tricked people into paying large upfront fees by falsely promising to eliminate their monthly loan payments and get their loans forgiven. Source: FTC refund program, July 2024: Student Debt Doctor Refunds (https://www.ftc.gov/enforcement/refunds/student-debt-doctor-refunds)

Why You May Not Recognize This Charge

This charge descriptor was named in a regulatory enforcement action (FTC refund program, July 2024: Student Debt Doctor Refunds). If you see this charge on your statement and did not knowingly sign up for the product or service, review your statement for related charges, contact your card issuer to dispute the charge, and consider requesting a replacement card.

When Should You Be Concerned?

Consider reaching out to your bank or card issuer if you don't recognize this charge, didn't authorize it, or see it appear multiple times without explanation. We don't determine whether a charge is fraudulent — only your bank or the merchant can do that.

What to Do Next

  1. Check your recent purchases and receipts to see if the charge matches anything you bought.
  2. Contact your bank or credit card company if you don't recognize the charge — they can help verify it or dispute it.
  3. Monitor your account for any additional unusual activity.

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Also Appears on Statements As

CHKCARD STUDENT DEBT DOCTOR
CHECKCARD STUDENT DEBT DOCTOR
POS Debit STUDENT DEBT DOCTOR
POS PUR STUDENT DEBT DOCTOR
POS PURCH STUDENT DEBT DOCTOR
POS PURCHASE STUDENT DEBT DOCTOR
POS REFUND STUDENT DEBT DOCTOR
PRE-AUTH STUDENT DEBT DOCTOR
PENDING STUDENT DEBT DOCTOR
Visa Check Card STUDENT DEBT DOCTOR
Misc. Debit STUDENT DEBT DOCTOR