NON-CHASE ATM WITHDRAW 318347 09/213512 ESTU

Learn about this charge and why it appears on your credit card statement

First seen: Sep 22, 2025
0 user reports

What Is This Charge?

This descriptor likely represents a withdrawal made from a non-Chase ATM. It indicates that the transaction was processed at an ATM that is not operated by Chase Bank, which may include various independent or partner banking institutions.

Why You May Not Recognize This Charge

The descriptor includes abbreviations like 'NON-CHASE' and specific transaction details such as the ATM location code and timestamp, which may not be familiar to the cardholder. Additionally, the lack of a recognizable merchant name can lead to confusion.

When Should You Be Concerned?

Consider reaching out to your bank or card issuer if you don't recognize this charge, didn't authorize it, or see it appear multiple times without explanation. We don't determine whether a charge is fraudulent — only your bank or the merchant can do that.

What to Do Next

  1. Check your recent purchases and receipts to see if the charge matches anything you bought.
  2. Contact your bank or credit card company if you don't recognize the charge — they can help verify it or dispute it.
  3. Monitor your account for any additional unusual activity.

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Also Appears on Statements As

CHKCARD NON-CHASE ATM WITHDRAW 318347 09/213512 ESTU
CHECKCARD NON-CHASE ATM WITHDRAW 318347 09/213512 ESTU
POS Debit NON-CHASE ATM WITHDRAW 318347 09/213512 ESTU
POS PUR NON-CHASE ATM WITHDRAW 318347 09/213512 ESTU
POS PURCH NON-CHASE ATM WITHDRAW 318347 09/213512 ESTU
POS PURCHASE NON-CHASE ATM WITHDRAW 318347 09/213512 ESTU
POS REFUND NON-CHASE ATM WITHDRAW 318347 09/213512 ESTU
PRE-AUTH NON-CHASE ATM WITHDRAW 318347 09/213512 ESTU
PENDING NON-CHASE ATM WITHDRAW 318347 09/213512 ESTU
Visa Check Card NON-CHASE ATM WITHDRAW 318347 09/213512 ESTU
Misc. Debit NON-CHASE ATM WITHDRAW 318347 09/213512 ESTU