NON-CHASE ATM WITHDRAW 363739 07/243512 ESTU

Learn about this charge and why it appears on your credit card statement

First seen: Jul 24, 2025
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What Is This Charge?

This descriptor likely represents a cash withdrawal made from a non-Chase ATM. It indicates that the transaction occurred at an ATM not operated by Chase Bank, which typically allows customers of other banks to withdraw cash for a fee.

Why You May Not Recognize This Charge

The descriptor contains a specific ATM identifier (363739) and a timestamp that may not be familiar to the cardholder. Additionally, 'NON-CHASE' may lead to confusion as it indicates the ATM's affiliation, rather than a specific merchant or business name.

When Should You Be Concerned?

Consider reaching out to your bank or card issuer if you don't recognize this charge, didn't authorize it, or see it appear multiple times without explanation. We don't determine whether a charge is fraudulent — only your bank or the merchant can do that.

What to Do Next

  1. Check your recent purchases and receipts to see if the charge matches anything you bought.
  2. Contact your bank or credit card company if you don't recognize the charge — they can help verify it or dispute it.
  3. Monitor your account for any additional unusual activity.

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Also Appears on Statements As

CHKCARD NON-CHASE ATM WITHDRAW 363739 07/243512 ESTU
CHECKCARD NON-CHASE ATM WITHDRAW 363739 07/243512 ESTU
POS Debit NON-CHASE ATM WITHDRAW 363739 07/243512 ESTU
POS PUR NON-CHASE ATM WITHDRAW 363739 07/243512 ESTU
POS PURCH NON-CHASE ATM WITHDRAW 363739 07/243512 ESTU
POS PURCHASE NON-CHASE ATM WITHDRAW 363739 07/243512 ESTU
POS REFUND NON-CHASE ATM WITHDRAW 363739 07/243512 ESTU
PRE-AUTH NON-CHASE ATM WITHDRAW 363739 07/243512 ESTU
PENDING NON-CHASE ATM WITHDRAW 363739 07/243512 ESTU
Visa Check Card NON-CHASE ATM WITHDRAW 363739 07/243512 ESTU
Misc. Debit NON-CHASE ATM WITHDRAW 363739 07/243512 ESTU