Known Fraudulent Charges

The FTC alleged that Frere and his companies charged illegal up-front fees and falsely claimed that monthly membership fees would go toward consumers' student loan balances. Source: FTC press release, August 2023: FTC and DOJ Send More Than $9 Million in Refunds to People Who Lost Money to a Student Loan Debt Relief Scheme (https://www.ftc.gov/news-events/news/press-releases/2023/08/ftc-doj-send-more-9-million-refunds-people-who-lost-money-student-loan-debt-relief-scheme)

The FTC alleged that Pai and his companies charged consumers tens of millions of dollars in fees they didn’t consent to, with hidden disclosures and unsuccessful cancellation attempts. Source: FTC press release, October 2023: FTC Action Leads to Lifetime Ban for Skin Cream Marketer Who Charged Consumers Millions in Junk Fees (https://www.ftc.gov/news-events/news/press-releases/2023/10/ftc-action-leads-lifetime-ban-skin-cream-marketer-who-charged-consumers-millions-junk-fees)

The FTC alleged that the defendants placed unauthorized subscription fees on consumers' mobile phone bills for services they did not agree to. Source: FTC press release, November 2023: FTC Obtains Orders Halting Mobile Cramming Scheme (https://www.ftc.gov/news-events/news/press-releases/2023/11/ftc-obtains-orders-halting-mobile-cramming-scheme)

The FTC alleged that the defendants made false earnings claims and deceived consumers into paying for ineffective telemarketing training programs. Source: FTC press release, December 2023: FTC Acts Against Operators of Income Scheme “The Sales Mentor” That Charged Consumers Millions for Bogus Telemarketing Advice (https://www.ftc.gov/news-events/news/press-releases/2023/12/ftc-acts-against-operators-income-scheme-sales-mentor-charged-consumers-millions-bogus-telemarketing)

The FTC alleged that Blueprint to Wealth took millions from consumers by charging them for a business opportunity that offered no real value. Source: FTC press release, September 2024: FTC Action Leads to Settlement Against Individual and Company that Operated Business Opportunity Scheme That Took Millions from Consumers (https://www.ftc.gov/news-events/news/press-releases/2024/09/ftc-action-leads-settlement-against-individual-company-operated-business-opportunity-scheme-took)

The FTC alleged that USA Student Debt Relief misrepresented its affiliation with the Department of Education and charged consumers illegal advance fees for services that were not provided. Source: FTC press release, July 2024: FTC Acts to Stop Debt Relief Scheme Targeting Spanish-Speaking Student Loan Borrowers (https://www.ftc.gov/news-events/news/press-releases/2024/07/ftc-acts-stop-debt-relief-scheme-targeting-spanish-speaking-student-loan-borrowers)

The FTC alleged that NGL engaged in deceptive practices by failing to disclose and obtain consent for recurring charges for its NGL Pro service. Source: FTC press release, July 2024: FTC Order Will Ban NGL Labs and its Founders from Offering Anonymous Messaging Apps to Kids Under 18 and Halt Deceptive Claims Around AI Content Moderation (https://www.ftc.gov/news-events/news/press-releases/2024/07/ftc-order-will-ban-ngl-labs-its-founders-offering-anonymous-messaging-apps-kids-under-18-halt)

The FTC alleged that consumers were enrolled without their knowledge into continuity plans for personal care products. Source: FTC press release, July 2024: FTC Acts to Stop Unauthorized Billing Scams That Have Taken in Over $200 Million from Consumers (https://www.ftc.gov/news-events/news/press-releases/2024/07/ftc-acts-stop-unauthorized-billing-scams-have-taken-over-200-million-consumers)

The FTC alleged that Legion Media was one of the fraudulent companies that Humboldt Merchant Services processed payments for. LEGION MEDIA is likely a media company that may provide digital content, advertising services, or marketing solutions. They could be involved in various aspects of media production and distribution. Source: FTC press release, September 2026: FTC Takes Action Against Payment Processor Humboldt Merchant Services for Knowingly Facilitating Payment Processing for Sham Merchants (https://www.ftc.gov/news-events/news/press-releases/2026/09/ftc-takes-action-against-payment-processor-humboldt-merchant-services-knowingly-facilitating-payment)

The FTC alleged that Sloan Health Products engaged in unauthorized billing by charging consumers for products without their consent. Source: FTC press release, December 2025: FTC Sends More Than $27.6 Million to Consumers Harmed by Unauthorized Billing Schemes (https://www.ftc.gov/news-events/news/press-releases/2025/12/ftc-sends-more-276-million-consumers-harmed-unauthorized-billing-schemes)

The FTC alleged that KP Commerce participated in unauthorized billing schemes that charged consumers for products they never intended to buy. Source: FTC press release, December 2025: FTC Sends More Than $27.6 Million to Consumers Harmed by Unauthorized Billing Schemes (https://www.ftc.gov/news-events/news/press-releases/2025/12/ftc-sends-more-276-million-consumers-harmed-unauthorized-billing-schemes)

The FTC alleged that NutraBlast charged consumers for products after they signed up for a free trial without their consent. Source: FTC press release, September 2024: FTC Sends More Than $2.8 Million in Refunds to Consumer Deceived by Supposed “Free Trial” Offers for Personal Care Products and Supplements (https://www.ftc.gov/news-events/news/press-releases/2024/09/ftc-sends-more-28-million-refunds-consumer-deceived-supposed-free-trial-offers-personal-care)

The FTC alleged that Skinny Bunny charged consumers for products after they signed up for a free trial without their consent. Source: FTC press release, September 2024: FTC Sends More Than $2.8 Million in Refunds to Consumer Deceived by Supposed “Free Trial” Offers for Personal Care Products and Supplements (https://www.ftc.gov/news-events/news/press-releases/2024/09/ftc-sends-more-28-million-refunds-consumer-deceived-supposed-free-trial-offers-personal-care)

The FTC alleged that Superior Servicing collected illegal advance fees from consumers under false pretenses regarding student loan relief. Source: FTC press release, December 2024: FTC Acts to Stop Scheme that Bilked Millions out of Student Loan Borrowers (https://www.ftc.gov/news-events/news/press-releases/2024/12/ftc-acts-stop-scheme-bilked-millions-out-student-loan-borrowers)

The FTC alleged that ACRO Services falsely promised to wipe out or lower people’s credit card debt if they paid a large upfront fee. Source: FTC refund program, May 2026: ACRO Services Refunds (https://www.ftc.gov/enforcement/refunds/acro-services-refunds)

The FTC alleged that Sendit’s operator deceived users, including children, into purchasing premium subscriptions by misrepresenting the nature of messages and failing to disclose billing practices. Source: FTC press release, September 2025: FTC Alleges Sendit App and its CEO Unlawfully Collected Personal Data from Children, Deceived Users About Messages, Subscription Memberships (https://www.ftc.gov/news-events/news/press-releases/2025/09/ftc-alleges-sendit-app-its-ceo-unlawfully-collected-personal-data-children-deceived-users-about)

The FTC alleged that NGL and its co-founders engaged in deceptive practices by charging users for subscriptions without obtaining proper consent. Source: FTC press release, January 2026: FTC Announces Refund Claims Process for NGL Users Affected by Deceptive Tactics and Unauthorized Charges (https://www.ftc.gov/news-events/news/press-releases/2026/01/ftc-announces-refund-claims-process-ngl-users-affected-deceptive-tactics-unauthorized-charges)

The FTC alleged that Health Plan Administrators participated in a scheme that charged consumers for health insurance products without their consent. Source: FTC press release, April 2026: FTC Sues to Stop Deceptive Health Care Scheme (https://www.ftc.gov/news-events/news/press-releases/2026/04/ftc-sues-stop-deceptive-health-care-scheme)

The FTC alleged that ACLP Health Plan misled consumers into purchasing health insurance plans that were not comprehensive. Source: FTC press release, April 2026: FTC Sues to Stop Deceptive Health Care Scheme (https://www.ftc.gov/news-events/news/press-releases/2026/04/ftc-sues-stop-deceptive-health-care-scheme)

The FTC alleged that Innovative Health Plan deceived consumers into paying for health insurance products that did not provide the promised coverage. Source: FTC press release, April 2026: FTC Sues to Stop Deceptive Health Care Scheme (https://www.ftc.gov/news-events/news/press-releases/2026/04/ftc-sues-stop-deceptive-health-care-scheme)

The FTC alleged that Wisey was part of a deceptive enterprise that made unauthorized charges to consumers. WISEY likely refers to Wisey's, a food delivery service that specializes in providing meals and snacks to customers. They usually cater to students and busy professionals looking for convenient meal options. Source: FTC press release, June 2026: FTC Sues to Stop Sprawling Enterprise Operating Unlawful Subscription Schemes (https://www.ftc.gov/news-events/news/press-releases/2026/06/ftc-sues-stop-sprawling-enterprise-operating-unlawful-subscription-schemes)

The FTC alleged that Lumi was part of a deceptive subscription scheme that charged consumers without their permission. Source: FTC press release, June 2026: FTC Sues to Stop Sprawling Enterprise Operating Unlawful Subscription Schemes (https://www.ftc.gov/news-events/news/press-releases/2026/06/ftc-sues-stop-sprawling-enterprise-operating-unlawful-subscription-schemes)

The FTC alleged that Nebula was part of a deceptive subscription scheme that charged consumers without their permission. Source: FTC press release, June 2026: FTC Sues to Stop Sprawling Enterprise Operating Unlawful Subscription Schemes (https://www.ftc.gov/news-events/news/press-releases/2026/06/ftc-sues-stop-sprawling-enterprise-operating-unlawful-subscription-schemes)

The FTC alleged that PDF Master participated in deceptive practices that included unauthorized charges to consumers. PDF MASTER likely refers to a service or software related to PDF file creation or management. This could include tools for editing, converting, or organizing PDF documents, commonly used by businesses and individuals for handling digital documents. Source: FTC press release, June 2026: FTC Sues to Stop Sprawling Enterprise Operating Unlawful Subscription Schemes (https://www.ftc.gov/news-events/news/press-releases/2026/06/ftc-sues-stop-sprawling-enterprise-operating-unlawful-subscription-schemes)